Última actualización: octubre de 2026

Last updated: October 2026

Welcome to the J Mosquera Insurance website.

These Terms and Conditions govern your access to and use of this website, as well as the information and features available through it.

By accessing or using this website, you acknowledge that you have read and agree to these Terms and Conditions. If you do not agree, please do not use the site.

1. Purpose of the Website

This website provides general information about J Mosquera Insurance and the insurance products and services we can help you with.

The content published here is for informational purposes only and does not, by itself, constitute:

• An insurance policy.
• An insurance contract.
• A guarantee of coverage.
• A confirmation of eligibility.
• An approval of an application.
• A guarantee of specific premiums, benefits, or terms.

The final terms of any coverage are determined by the applicable insurance carrier and by the official product or policy documents.

2. No Automatic Coverage

Completing a form, requesting information, receiving a quote, scheduling a call, speaking with an agent, or submitting information through this website does not automatically create a policy or mean that you have insurance coverage.

Coverage takes effect only once the applicable requirements have been met and the insurance carrier has approved, confirmed, or issued the coverage in accordance with its procedures.

You should not cancel, change, or let an existing policy lapse based solely on information provided through this website.

3. Quotes, Premiums, and Availability

Quotes, premium estimates, benefits, coverage details, and other information related to insurance products are subject to change.

The availability, eligibility, and terms of a product may depend on factors such as:

• State of residence.
• Age.
• Eligibility.
• Information provided by the applicant.
• Insurance carrier requirements.
• Applicable enrollment periods.
• Geographic availability.
• Applicable laws and regulations.

An initial quote is not a guarantee of price, acceptance, benefits, eligibility, or the issuance of coverage.

4. Information You Provide

When you request information, guidance, a quote, or any other service, you agree to provide information that is truthful, accurate, complete, and up to date.

Incorrect, incomplete, or outdated information may affect the options available to you, the accuracy of a quote, or the processing of an application.

5. Relationship With Insurance Carriers

J Mosquera Insurance provides insurance services in accordance with the licenses, authorizations, and appointments that apply to us.

Insurance products are issued, administered, and backed by the respective insurance carriers.

The terms, benefits, exclusions, limitations, premiums, conditions, and other features of each product are determined by the official documents of the applicable carrier.

If there is any discrepancy between the general information on this website and the official documents of a policy or plan, the official documents of the applicable carrier or plan will prevail.

6. Licenses and Geographic Availability

Insurance products and services are offered only in jurisdictions where the agent or agency holds the required licenses, appointments, or authorizations.

The availability of information on this website does not constitute an offer to sell, solicit, or provide insurance products in any jurisdiction where such activity is not authorized.

The states and areas where we can provide services may change as licenses and authorizations are obtained, modified, or terminated.

7. Health Insurance and Medicare

J Mosquera Insurance may provide guidance on health insurance, Medicare, and other insurance products where applicable.

The availability of products, plans, and benefits may depend on your location, eligibility, enrollment period, and the carriers available to you.

Medicare-related activities are subject to the applicable requirements of the Centers for Medicare & Medicaid Services (CMS) and of the corresponding carriers or plans.

J Mosquera Insurance is not a government entity, and use of this website does not imply any affiliation with or endorsement by the U.S. government, Medicare, or CMS, unless expressly stated otherwise.

8. General Information, Not Professional Advice

The content on this website is provided for informational purposes in connection with our insurance services.

Nothing published here should be interpreted as individualized legal, tax, accounting, medical, or financial advice.

If you need guidance on any of these matters, please consult a qualified professional.

9. Acceptable Use

You agree to use this website for lawful purposes only.

You may not:

• Use the site to engage in fraudulent or illegal activities.
• Attempt to gain unauthorized access to systems, accounts, or information.
• Introduce viruses, malware, or other malicious code.
• Interfere with the operation or security of the site.
• Attempt to obtain information through unauthorized methods.
• Use our content in a way that infringes the rights of J Mosquera Insurance or third parties.

10. Intellectual Property

Unless otherwise stated, the original content on this website, including text, designs, graphics, logos, original images, structure, and other materials, belongs to J Mosquera Insurance or is used with the appropriate permission.

You may not reproduce, modify, distribute, publish, or commercially exploit this content without prior authorization, except as permitted by applicable law.

11. Third-Party Links and Services

This website may include links to insurance carriers, platforms, social media, and other services operated by third parties.

These links are provided for your convenience, to give you access to additional information or services.

J Mosquera Insurance does not control and is not responsible for the content, operation, availability, security, terms, or privacy policies of websites operated by third parties.

12. Site Availability and Performance

We do our best to keep our website available, up to date, and working properly.

However, we do not guarantee that the site will be available at all times, will operate without interruption, or will be completely free of technical errors.

We may modify, update, suspend, or remove certain features when necessary.

13. Limitation of Liability

To the fullest extent permitted by applicable law, J Mosquera Insurance will not be liable for losses or damages arising solely from:

• Reliance on the general information published on this website.
• Technical issues or interruptions.
• Failures of third-party providers.
• Incorrect information provided by the user.
• Websites or services operated by third parties.
• Circumstances reasonably beyond our control.

Nothing in these Terms is intended to exclude or limit any liability that cannot legally be excluded or limited.

14. Privacy

The collection and handling of personal information through this website is governed by our Privacy Policy.

You can review it here:

J Mosquera Insurance Privacy Policy

Before submitting information through our forms, we encourage you to review the Policy.

15. Electronic Communications

When you contact us electronically or voluntarily provide your contact information to receive a response to a request, you agree that we may contact you through the appropriate channels to address that request, subject to applicable laws and requirements.

Your preferences regarding promotional communications can be managed through the options provided in those communications and in accordance with applicable law.

16. Changes to These Terms and Conditions

J Mosquera Insurance may update these Terms and Conditions from time to time to reflect changes in our services, operations, or legal requirements.

The updated version will be posted on this page along with its revision date.

Your continued use of the site after an update is subject to the terms in effect at that time.

17. Governing Law

These Terms and Conditions will be interpreted in accordance with the applicable laws of the United States and, where applicable, the laws of the State of Texas.

Nothing in these Terms is intended to limit any mandatory consumer rights available under applicable law.

18. Contact Information

If you have any questions about these Terms and Conditions or our services, you can reach us at:

J Mosquera Insurance
Phone: 407-360-7768
Email: info@jmosquerainsurance.com
Location: DFW Metroplex, Fort Worth, TX
Business hours: Monday through Friday, 8:00 a.m. to 5:00 p.m.
Website: jmosquerainsurance.com